Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Prosperite chooses to share; and whether you can limit this sharing.
| Reason | Does Prosperite share? | Can you limit? |
|---|---|---|
| For our everyday business purposes — processing transactions, maintaining accounts, responding to court orders | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes — creditworthiness | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Prosperite AI (NMLS #2733130)
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, encryption of data in transit and at rest, and limited access to personal information on a need-to-know basis.
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus or other companies (for mortgage rate calculations).
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing.
We work with the following types of third-party service providers to run our everyday business operations:
We limit the information we send to service providers and require that they only use shared personal information to perform the services requested. Our service providers are contractually prohibited from using your information for their own marketing purposes.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Prosperite has no affiliates.
Companies not related by common ownership or control.
Nonaffiliates we share with include service providers who help us operate our business (rate providers, email services).
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Prosperite does not jointly market.
We will send you this privacy notice annually as long as you maintain an active account or relationship with us. You may receive this notice by mail, email, or through your online account dashboard.
California residents have additional privacy rights under the California Consumer Privacy Act (CCPA). However, personal data collected in connection with mortgage loans is subject to the Gramm-Leach-Bliley Act (GLBA) and is exempt from certain CCPA provisions.
For non-GLBA covered information, California residents may have the right to:
Prosperite AI mortgage brokerage services are currently available for Texas, Florida, and California properties.
© 2026 Prosperite AI (NMLS #2733130)